German payroll follows a fixed sequence, and knowing it makes a payslip readable line by line. Tax-free components are removed from the gross first; wage tax is then computed from the tax class, child allowances and any registered allowances; the solidarity surcharge and, where applicable, church tax follow; and finally social insurance contributions are levied on the contributory pay, split between employee and employer and capped by the contribution ceilings. Two points cause most of the confusion. The tax class changes only the monthly deduction, not the annual tax, which is assessed with the income tax return, so an over-deduction is refunded. And health and long-term care contributions depend on your fund's supplementary rate and on the number of children, so they are not the same for everyone. The result is a calculation on current values, not a binding payroll statement.
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Gross Net Salary Table 2026
How much net pay do you keep from your gross salary? This table shows the net salaries for gross salaries from EUR 100 to EUR 3,000 per month, across the most common tax classes. All values apply to 2026, federal state NRW, without church tax. Click on any amount for a full breakdown of all deductions.
Want to calculate your exact net salary with your tax class, federal state, and church tax?
Use the Gross Net Calculator →| Gross | Net Class 1 | Net Class 3 | Net Class 5 | Net Ratio | Details |
|---|---|---|---|---|---|
| €150.00 | €150.00 | €150.00 | €148.25 | 100.0% | All Details → |
| €500.00 | €500.00 | €500.00 | €450.59 | 100.0% | All Details → |
| €800.00 | €736.59 | €736.59 | €633.51 | 92.1% | All Details → |
| €1,000.00 | €874.67 | €874.67 | €732.92 | 87.5% | All Details → |
| €1,200.00 | €1,012.73 | €1,012.73 | €831.23 | 84.4% | All Details → |
| €1,500.00 | €1,209.92 | €1,219.83 | €971.08 | 80.7% | All Details → |
| €1,650.00 | €1,292.30 | €1,323.38 | €1,040.88 | 78.3% | All Details → |
| €1,700.00 | €1,319.31 | €1,357.89 | €1,064.48 | 77.6% | All Details → |
| €2,000.00 | €1,473.92 | €1,565.00 | €1,204.42 | 73.7% | All Details → |
| €2,200.00 | €1,591.17 | €1,721.50 | €1,314.84 | 72.3% | All Details → |
| €2,500.00 | €1,765.09 | €1,956.25 | €1,478.34 | 70.6% | All Details → |
| €2,550.00 | €1,793.79 | €1,995.37 | €1,505.37 | 70.3% | All Details → |
| €2,600.00 | €1,822.50 | €2,034.50 | €1,532.34 | 70.1% | All Details → |
| €2,750.00 | €1,908.13 | €2,145.38 | €1,612.80 | 69.4% | All Details → |
| €2,800.00 | €1,936.50 | €2,178.67 | €1,639.50 | 69.2% | All Details → |
| €2,900.00 | €1,993.17 | €2,244.59 | €1,692.67 | 68.7% | All Details → |
| €3,000.00 | €2,049.50 | €2,309.67 | €1,745.59 | 68.3% | All Details → |
How to Read the Gross Net Table
The table shows the remaining net salary for each gross salary after deducting income tax, solidarity surcharge, and social insurance contributions (pension, unemployment, health, and care insurance). The calculation is based on the following assumptions:
- Federal state: North Rhine-Westphalia (NRW)
- No church tax
- No child allowances
- Age: 30 years
- Statutory health insurance with average supplementary contribution (2.9%)
For an individual calculation with your personal details, use our Gross Net Calculator.
Tax Classes in the Table
The table shows three tax classes as reference:
- Tax Class 1 – Standard for single, divorced, and widowed employees
- Tax Class 3 – For married sole earners (highest net pay)
- Tax Class 5 – Counterpart to Class 3 (lowest net pay)
Tax classes 2 (single parents), 4 (married with similar income), and 6 (second job) are available on the detail pages. You can also use our Tax Class Comparison to compare all 6 tax classes side by side.
Popular Gross Salaries
€1,500.00 gross
€1,209.92
net (Class 1)
€2,000.00 gross
€1,473.92
net (Class 1)
€2,500.00 gross
€1,765.09
net (Class 1)
€3,000.00 gross
€2,049.50
net (Class 1)
€1,000.00 gross
€874.67
net (Class 1)
€500.00 gross
€500.00
net (Class 1)
€800.00 gross
€736.59
net (Class 1)
€1,200.00 gross
€1,012.73
net (Class 1)
Related Calculators
As of: Tax year 2026
Frequently asked questions
Why does the result differ from my payslip?
Because the calculation uses general tax values and cannot know your individual features: registered allowances, your health fund supplementary rate, child allowances for church tax, benefits in kind or occupational pension contributions. Differences of a few euros are normal; larger gaps usually point to one of these items.
What is Steuerklasse and which one applies to me?
The tax class determines how much wage tax your employer withholds each month. Class I applies to single employees, class II to single parents, classes III, IV and V to married couples in various combinations, and class VI to a second job. It changes the monthly deduction, not the total annual tax.
Are holiday and Christmas bonuses included?
No, the figures cover regular monthly pay. One-off payments are taxed under a separate annual table, which makes the deduction in that month look unusually high. Over the year the difference evens out, and any excess is returned through the annual tax assessment.
Reading the table above
The figures in the table are calculated for a single employee in tax class one with no children and the average supplementary health insurance rate, because that is the only set of assumptions that makes the rows comparable. Four things change the result for an individual: the tax class, which alters the monthly withholding but not the annual tax; the number of children, which affects both the tax allowances and the long-term care contribution; church tax, charged at eight or nine per cent of the wage tax where a religious affiliation is registered; and the supplementary rate of the particular health insurance fund. The contribution ceilings are what make the deduction rate fall at the higher rows: above them no further pension and unemployment contributions are due, while income tax continues to rise.